Skip to main content
AhantamanCommunity Bank
NewAha-Pay smart POS for merchants

Banking that helps you save daily, grow faster, pay anywhere and plan ahead.

Where innovation meets tradition. Save, borrow, invest and pay from your phone with Ahantaman Community Bank — trusted by families and businesses across Ghana.

Years serving you
40+
Branches & agencies
20+
Customer support
24/7
Ahantaman Mobile app dashboard showing accounts, Send Money, Pay Bills and Scan2Pay
BoG licensed
ISO 27001 version 2022 certificate badge, certified by CertiTrust
Certified & audited

Certified security

ISO/IEC 27001:2022 certified.

Our information security management system is certified to the international ISO/IEC 27001:2022 standard, with independently audited controls that keep customer information confidential, accurate and available.

  • Confidential

    Only the right people can see your information.

  • Accurate

    Records are protected from unauthorised changes.

  • Available

    Systems kept running whenever you need them.

How we protect your data

Certified by CertiTrust

What we offer

Everything your money needs. In one place.

From daily Susu to growing a business, every product is built around the people and communities we serve.

Mobile & USSD

AHA Connect Mobile

Check balances, pay bills and send money anytime, anywhere — with or without a smartphone.

Save daily

Susu Account

The trusted Susu tradition — now digital.

Day 23 of 30 · GH₵ 1,150 saved

Invest for tomorrow

Daakye Investment

Goal-based saving that rewards discipline.

Goal reached

Borrow

Loans & Credit

Personal, SME, salary and agric loans.

  1. 1Apply
  2. 2Review
  3. 3Funds

Send & receive

Money Transfer

Instantly across Ghana and beyond.

Protect

Bancassurance

Cover for family, health and assets — at the bank.

Accounts

Pick an account. Start in minutes.

No hidden charges. Every account comes with free AHA Connect mobile banking.

Most popular · Plan for tomorrow

Daakye Investment

A goal-based investment account that rewards your discipline with higher returns.

  • Higher returns
  • Flexible terms
  • Goal tracking

AHA Connect · Ahantaman Mobile

Your whole bank, right in your pocket.

Full mobile and USSD banking for every customer — whether you have a smartphone or not.

  1. Ahantaman Mobile — Send money to any bank account or mobile wallet in Ghana

    01 · Send money

    Send to any bank or wallet in seconds

    Transfer money to any bank account or mobile wallet in Ghana — straight from your phone.

  2. Ahantaman Mobile dashboard with accounts, Send Money, Pay Bills and Scan2Pay

    02 · All your accounts

    Every account in one beautiful view

    Manage your Current, Savings and Daakye accounts together, pay bills and buy airtime and data on all networks.

  3. 03 · USSD banking

    No smartphone? Just dial *742#

    Check your balance, get a mini statement and move money on any phone — no internet needed.

  4. 04 · Scan2Pay

    Point, scan, paid.

    Pay merchants in seconds with a QR code. No cash, no change, no stress.

Savings planner

Dream it. Plan it. Reach it.

Pick a goal, move the sliders, and see exactly what it takes to get there.

What are you saving for?
GH₵ 6,000
12 months
How often will you save?

Save GH₵ 16.44 every day to reach GH₵ 6,000 in 12 months.

Susu Account is built for daily saving — our mobile bankers can even collect at your shop.

Start saving

Illustration only · excludes interest & fees

Why Ahantaman

Rooted in community. Built for progress.

The warmth of a community bank with the tools of a modern one — so you always feel seen and supported.

Years serving you
40+
Branches & agencies
20+
Customers served
150K+
Customer support
24/7
  • Community first

    Locally owned and rooted in the people and businesses of Ahanta and beyond.

  • Modern & fast

    Digital tools that make banking effortless, paired with real human service.

  • Safe & regulated

    Licensed by the Bank of Ghana, ISO/IEC 27001 certified and registered with the Data Protection Commission.

  • Progressive at heart

    Innovation meets tradition — we keep evolving so you can thrive.

Aha-Pay · For business

Get paid any way your customers want.

Six connected channels to pay and get paid — from any phone, the app, a QR code or your counter. Tap a channel to see it in action.

Ahantaman smart POS terminal with built-in receipt printer

Loans & Credit

Borrow for the moments that matter.

Growing a business, farming a new season or handling life's needs — we make borrowing fair, fast and human.

All loans are subject to credit assessment. Rates shown are indicative.

  • From 2.5%/mo

    Personal & Salary Loans

    Quick funds for life's moments, repaid conveniently from your salary.

    • Salary advances & festive loans
    • Repay straight from your salary
    • Quick, friendly processing
    Apply now: Personal & Salary Loans
  • Flexible terms

    SME & Business Loans

    Working capital and expansion financing for ambitious enterprises.

    • Working capital for traders
    • Expansion & equipment finance
    • Group loans available
    Apply now: SME & Business Loans
  • Season-based

    Agricultural Loans

    Seasonal support for farmers and agribusiness across the region.

    • For cocoa, rice, oil palm & more
    • Repayment aligned to your harvest
    • Support for agribusiness
    Apply now: Agricultural Loans

Customer stories

Real people. Real growth.

Here's what banking with Ahantaman feels like.

01 / 03

“Ahantaman gave my shop the working-capital loan three other banks turned down. They believed in my business.”

Akosua Mensah

Trader, Takoradi

Branch network

Close to home, wherever you are.

Our head office, 18 branches and 2 mobilisation centres serve communities across the Western and Central Regions.

21 locations

Head Office, Agona Nkwanta

031 209 1033

Directions

Ready when you are

Your progress starts today.

Open an account in minutes and join the families and businesses growing with Ahantaman Community Bank.